diff --git a/ch04.asciidoc b/ch04.asciidoc
index e1c8ba1e..2ebe9d22 100644
--- a/ch04.asciidoc
+++ b/ch04.asciidoc
@@ -776,7 +776,7 @@ BIP0044 specifies the structure as consisting of five predefined tree levels:
 
 ((("coin type level (multiaccount structure)")))((("purpose level (multiaccount structure)")))The first-level "purpose" is always set to +44'+. The second-level "coin_type" specifies the type of cryptocurrency coin, allowing for multicurrency HD wallets where each currency has its own subtree under the second level. There are three currencies defined for now: Bitcoin is m/44'/0', Bitcoin Testnet is pass:[<markup>m/44'/1'</markup>]; and Litecoin is pass:[<markup>m/44'/2'</markup>]. 
 
-((("account level (multiaccount structure)")))The third level of the tree is "account," which allows users to subdivide their wallets into separate logical subaccounts, for accounting or organizational purposes. For example, an HD wallet might contain two bitcoin "accounts": m/44'/0'/0' and m/44'/0'/1'. Each account is the root of its own subtree. 
+((("account level (multiaccount structure)")))The third level of the tree is "account," which allows users to subdivide their wallets into separate logical subaccounts, for accounting or organizational purposes. For example, an HD wallet might contain two bitcoin "accounts": pass:[<markup>m/44'/0'/0'</markup>] and pass:[<markup>m/44'/0'/1'</markup>]. Each account is the root of its own subtree. 
 
 ((("change level (multiaccount structure)")))On the fourth level, "change," an HD wallet has two subtrees, one for creating receiving addresses and one for creating change addresses. Note that whereas the previous levels used hardened derivation, this level uses normal derivation. This is to allow this level of the tree to export extended public keys for use in a nonsecured environment. Usable addresses are derived by the HD wallet as children of the fourth level, making the fifth level of the tree the "address_index." For example, the third receiving address for bitcoin payments in the primary account would be M/44'/0'/0'/0/2. <<table_4-9>> shows a few more examples.